What is a public adjuster?
By definition, public adjusters are individuals who adjust insurance claims for policyholders in order to get a fair settlement for the amount of damage presented in the claim. These services are often needed by homeowners whose homes have been damaged by natural disaster or other events out of their control.
If your insurance company isn’t giving you the settlement you’re looking for in your insurance claim, and your claim is for damage greater than $25,000, it might be time to seek out a public adjuster.
To find out if you’re eligible for these services, here are the top three scenarios in which you will need public adjuster services as you file your insurance claim:
Flood damge might be one of the most common ways homes become damaged by the weather. Hurricanes, winter storms and snowmelt can all contribute to flooding that damages the foundation of the home, as well as rainfall. The National Flood Insurance Program and the Federal Emergency Management Agency both provide compensation to homeowners with flood damage, but many insurance companies tend to give unfair settlements. A public adjuster can help you get the settlement that will pay for the full amount of damage done.
Wildfires are a common problem for many of the country’s dry, arid regions, such as the Southwest. Each year, it’s estimated that fire damage causes an incredible $11.5 billion in property loss. To protect yourself against the costs of fire damage, public adjuster services may be necessary.
Wind and tornado damage
Severe winds and tornadoes plague much of the country, especially in states like Texas, Illinois, New York and Tennessee. If you find that your home has been damaged by wind or a tornado, it’s important to have the help of a public adjuster during your claims process.
Have any other questions for us about seeking out public adjuster services? Feel free to ask by simply leaving a comment below!